
Discover the tax-advantaged benefits strategy helping charter schools stop the turnover spiral—without increasing their budget.

Boost teacher take-home pay by 2–5%—without giving raises
Reduce healthcare claims by 11–17%—and improve morale
Offer zero-copay benefits like telemedicine, health coaching & more
Costs nothing for your school to implement
Fully managed by KBA, the largest independent benefits administrator in the U.S.
PHMP is a tax-advantaged benefits program designed to help schools offer better compensation, enhanced wellness perks, and reduced healthcare costs —without increasing payroll or replacing your current plan.
It’s administered by Key Benefit Administrators (KBA) —the largest independent benefits administrator in the U.S.—and it’s already helping schools across the country stay competitive with public districts.
This is NOT a new expense.
AT NO NET COST TO EMPLOYER OR EMPLOYEE
Family telemedicine prevents many ER and urgent care visits — approximately $500 savings per call
Early identification of conditions allows effective and less costly treatment
Healthier employees

Family telemedicine with $0 copay and no deductible
Confidential and convenient behavioral health services
Diet and nutrition counseling
Patented and proven population health management
Biometric and DNA screenings
Health services transparency tool
Innovative enrollment resources and strategies provided
Active employee engagement without employer resources
Eliminate duplicate wellness, telemedicine and biometric vendors
Complements current benefits—doesn’t replace other favored or popular programs


Increase employee take-home pay by 2 to 5%
Add valuable benefits
Reduced absenteeism/presenteeism
Recruit better talent with robust benefits package